All members are eligible to apply for a loan at any time. Whether you’ve been a member for years or if you’ve just joined ElecTel, we welcome you to apply. If you’re not yet a member, but are interested in taking advantage of ElecTel’s low-rate loans, Learn About Membership.

How do I apply for a loan with ElecTel?

Apply OnlineOpens in New Window! The fastest most secure way to apply for a loan is right here at our website! Once you complete the short application online, it will be submitted through our secured server and delivered directly to a loan representative.

Still have questions? Feel free to contact us at 1-800-849-5600.  Remember, no matter what life demands, ElecTel has an array of lending services sure to fit you and your family’s lending needs.

Fax it!
If you prefer, you may print the online application Opens in New Window/Tabopens in a new window
and fax it to 1-919-876-8018.

Apply by Phone!
Simply pick up the telephone and call us
at 1-800-849-5600. A loan officer is
ready to take your loan application
over the phone.

Visit Us!
You can always fill out an application when
visiting our main office in Raleigh, or
our branch office in Hillsborough.