Rates effective as of August 5, 2019 and subject to change without notice.

Accounts Minimum Dividend Rates APY*
Regular Savings $1.00 .10% .10%
Special Savings $10.00 .10% .10%
Christmas Club $10.00 .10% .10%
Money Market** $500.00 1.00% 1.00%
Checking** $500.00 .05% .05%
IRA Savings*** $10.00 .10% .10%
IRA Money Market $500.00 1.00% 1.00%

*APY = Annual Percentage Yield.
**$500.00 minimum daily balance to earn interest; no minimum balance to maintain account.
Dividends compounded daily and posted monthly.
***Terms listed are applicable for both Roth and Traditional IRA Savings and IRA Money Market Deposits.

Loans APR (Annual Percentage Rate)*
Signature Loan as low as 6.70%
Shared Secured as low as 2.25%
New Auto Loan as low as 3.04%
Used Auto Loan as low as 3.24%
Lawn, Garden & Farm Equipment as low as 8.90%
RV, Watercraft & Motorcycle as low as 5.95%
Other Collateral as low as 8.90%
Energy Efficient Loan as low as 4.90%
VISA® Credit Card as low as 9.9%
HELOC Line of Credit** as low as 5.00%

*APR = Annual Percentage Rate
Includes a .25% lower rate with direct pay (except on Visa, HELP, RV/Watercraft loans)

**prime rate; variable rate; maximum rate is 18%; no fees required for opening or participation in the plan.
Primary Risk Score: Your primary risk score is part of your credit report and is based on the Fair Isaac “FICO” score. If you would like to find out more about this score, please contact the credit union, or visit the FICO website at www.myfico.com Opens in New Windowopens in a new window

Term Minimum Dividend Rates APY*
Share Certificate (90 Day) $500.00 .50% .50%
Share Certificate (180 Day) $500.00 .75% .75%
Share Certificate (12 Month) $500.00 1.75% 1.764%
Share Certificate (24 Month) $500.00 2.00% 2.018%
Share Certificate (36 Month) $500.00 2.25% 2.273%
IRA Share Certificate (90 Day)** $500.00 .50% .50%
IRA Share Certificate (180 Day) $500.00 .75% .75%
IRA Share Certificate (12 Month) $500.00 1.75% 1.764%
IRA Share Certificate (24 Month) $500.00 2.00% 2.018%
IRA Share Certificate (36 Month) $500.00 2.25% 2.273%
 

*APY = Annual Percentage Yield
Dividends compounded and posted monthly.
Early withdrawal subject to penalty.
**Terms listed are applicable for both Roth and Traditional IRA Share Certificate Deposits.