Join ElecTel for $1 and you could win a $500 Emergency Fund.*
You show up. You put in the hours. You keep things moving.
But life doesn’t always stick to the plan. A car needs repairs. An appliance quits. A bill is higher than expected.
That’s why having a little money set aside can make a big difference.
Become a new ElecTel member during the promotional period and you’ll be entered for a chance to win a $500 Emergency Fund, deposited directly into your ElecTel savings account.*
And becoming a member takes just $1.
Life Happens. A Safety Net Helps.
An emergency fund isn’t about expecting something to go wrong.
It’s about knowing you have something to fall back on when the unexpected happens.
$500 could help cover:
- A car repair that can’t wait.
Because getting to work tomorrow still matters. - An unexpected bill.
Because sometimes the budget gets an unwelcome surprise. - A home repair.
Because broken doesn’t always wait for payday. - A trip to the vet.
Because emergencies don’t only happen to people. - Or simply $500 left untouched.
Ready when you actually need it.
At ElecTel, we want to help our members build greater financial stability—not just open another account.
Your Chance to Start With $500
Getting entered is simple.
1. Become an ElecTel Member
Open a new membership account between September 7 and November 30, 2026.*
2. Start Your Savings With Just $1
A minimum $1 deposit establishes your ElecTel membership.
3. You’re Entered
Eligible new members receive one entry into the drawing.*
4. One Winner Gets a $500 Safety Net
The winner will receive $500 deposited into their active ElecTel account.*
$1 Opens More Than an Account
It Opens the Door to ElecTel.
Winning $500 would be great.
But your ElecTel membership gives you something designed to last much longer: a financial partner that’s here to help you make progress.
As an ElecTel member, you can access financial tools and services for the things you’re working toward—from managing everyday money and building savings to borrowing when you need it.
Everyday Banking
Simple ways to manage your money wherever life takes you.
Savings
Start small. Build consistently. Give yourself something to fall back on.
Loans & Credit
Options designed to help when you need to borrow.
Financial Guidance
Real people who can help you understand your options and determine your next move.
Financial Security Doesn’t Happen Overnight.
But it can start today.
You don’t need to have everything figured out before you start making progress.
Sometimes it starts with $1 in savings.
Then $5.
Then $20.
Then one day, an unexpected expense isn’t quite as overwhelming as it would have been before.
That’s the kind of progress ElecTel wants to help you make.
And right now, opening your account could give your emergency savings a $500 head start.*
Ready to Build Your Safety Net?
Become an ElecTel member for just $1.
Open your account during the promotional period and you’ll be entered for a chance to win a $500 Emergency Fund.*
Promotion Period: September 1, 2026 through November 30, 2026.
No purchase, payment, or obligation is necessary to enter or win. Membership eligibility requirements apply.
How to Enter: Eligible members of ElecTel Cooperative FCU may enter in one of two ways:
- Open a New Membership Account: Individuals who establish a new membership with ElecTel Cooperative Federal Credit Union during the promotion period will automatically receive one (1) entry into the drawing. A minimum deposit of $1 is required to establish membership.
- Mail-In Entry: To enter without opening a new account, mail a postcard containing your name, address, telephone number, and email address to:
ElecTel Cooperative Federal Credit Union
Attn: $500 Sweepstakes
3400 Sumner Blvd
Raleigh, NC 27616
Mail-in entries must be postmarked no later than November 30, 2026, and received by December 5, 2026.
Eligibility: Entrants must be at least 18 years of age and a member “in good standing” of ElecTel Cooperative Federal Credit Union. Employees, officials, volunteers, board members, and their immediate family members or individuals residing in the same household are not eligible to participate. A member “in good standing” has not caused a loss to the credit union and is neither delinquent nor having a deposit account balance below the minimum balance required.
Prize: One (1) winner will receive a prize valued at $500. The prize will be deposited into the winner’s active share account.
Drawing: One winner will be selected in a random drawing from all eligible entries on or about December 8, 2026.
Winner Notification: The winner will be contacted using the information provided with the entry. If the selected winner cannot be contacted, fails to respond within fourteen (14) days, is determined to be ineligible, or declines the prize, an alternate winner may be selected.
Odds of Winning: Odds of winning depend upon the total number of eligible entries received.
Taxes: Any federal, state, or local taxes associated with the prize are the sole responsibility of the winner.
Publicity Release: By accepting the prize, the winner agrees that ElecTel Cooperative Federal Credit Union may use the winner’s first name, last initial, city, photograph, and likeness for promotional purposes without additional compensation, unless prohibited by law.
General Conditions: ElecTel Cooperative Federal Credit Union reserves the right to cancel, suspend, or modify the promotion if fraud, technical failures, or other factors beyond its reasonable control impair the integrity or proper operation of the promotion.
By participating, entrants agree to be bound by these Official Rules and the decisions of ElecTel Cooperative Federal Credit Union, which shall be final in all matters relating to the promotion.
Sponsor: ElecTel Cooperative Federal Credit Union
Federally Insured by NCUA.
*Offer valid from 9.7.2026 through 11.30.26. No purchase is necessary to enter or win. Membership eligibility requirements apply. A minimum deposit of $1 is required to establish membership. Individuals who open a new membership account during the promotional period will receive one entry into the drawing. Limit one entry per person. The winner will receive a $500 deposit into an active ElecTel Credit Union account. The account must be open and in good standing at the time the prize is awarded. Odds of winning depend upon the number of eligible entries received. Any applicable taxes are the sole responsibility of the recipient. ElecTel Credit Union employees, officials, and their immediate family members are not eligible. ElecTel Credit Union reserves the right to modify or discontinue this promotion at any time without notice. Federally insured by NCUA.
