
Give us 20 minutes. If we can’t identify at least one way to improve your financial life, we’ll give you $20.
We know changing financial institutions can feel like a hassle. That’s why we’re willing to bet that just 20 minutes with one of our financial counselors will be worth your time.
We’ll review your current banking, answer your questions, and look for opportunities to help you save money, earn more, or simplify your finances.
If we can’t identify at least one way ElecTel could help improve your financial situation, we’ll give you $20 for your time.
What Happens During Your Visit?
No pressure. No obligation.
Just a conversation about your financial goals.
During your appointment, one of our financial counselors will:
- Review your current banking relationship
- Look for opportunities to lower interest costs
- Discuss ways to simplify your finances
- Recommend products and services that fit your needs
- Answer any questions you have about becoming a member
Whether you decide to join or not, you’ll leave with a better understanding of your options.
Why Consider ElecTel?
We’re more than just another place to keep your money.
Members choose ElecTel for:
✔ Personal guidance from financial counselors who take time to understand your goals
✔ Loan options designed to help you save money
✔ Competitive rates on loans and savings
✔ Convenient digital banking
✔ Local service with people who genuinely care about your financial success
Joining Is Easier Than You Think
Membership starts with just a $1 deposit.
When we say you can join for $1, we don’t mean you’re paying us a membership fee.
That $1 is simply your opening deposit into your membership savings account.
It’s your money, and it remains in your account while your membership is active.
Opening your membership savings account with at least $1 establishes your ownership in ElecTel Credit Union and gives you access to all of the products and services we offer.
Frequently Asked Questions
No. The purpose of the appointment is to explore whether ElecTel can help improve your financial situation. If, after your financial review, we cannot identify at least one meaningful way ElecTel could benefit you, we’ll give you $20 for your time.*
No. There’s absolutely no obligation to open an account or purchase any product.
It doesn’t cost $1 to join.
A minimum $1 deposit is required to open your membership savings account. That dollar remains yours as part of your account balance.
Bring any questions you have about your current banking relationship. If you’d like personalized recommendations, information about your current loans, savings, or checking accounts may also be helpful.
Ready to See What You’ve Been Missing?
Let’s find out if ElecTel can help you save money, simplify your finances, or reach your goals faster.
Promotion Details
* $20 Financial Review Guarantee
- Offer available to prospective new members only.
- Appointment must be scheduled and completed with an ElecTel financial counselor.
- The financial review is approximately 20 minutes.
- If, after reviewing your current financial situation, ElecTel is unable to identify at least one meaningful opportunity to improve your financial situation through an ElecTel product or service, you’ll receive a $20 incentive.
- Limit one incentive per individual.
- Appointment required.
- Offer subject to change or end without notice.
Membership requires opening and maintaining a membership savings account with a minimum $1 deposit. The $1 is your opening deposit and remains your money as long as your account is open. Federally insured by NCUA.

